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• the Ricp® Designation Provides Comprehensive Instruction on Building Integrated and Comprehensive Retirement Financial Plans. A Key Focus is Understanding, Choosing, and Executing A Sustainable Retirement Income Strategy from Available Resources—Whether That Means Using Systematic Withdrawals from A Portfolio, Building an Retirement Income Floor with Bonds or Annuities, or Using A Bucket Strategy. *Social Security Claiming *Evaluating and Addressing Risks Faced in Retirement Financial Planning *Choosing Distributions from Employer Sponsored Retirement Financial Plans *Medicare and Other Health Insurance Choices *Planning for Long-Term Care Needs *Choosing Appropriate Housing *Retirement Income Tax and Legacy Planning
• A Professional with A Cltc Designation has Acquired the Critical Tools Necessary to Discuss the Subject of Longevity and its Acute Consequences on A Client'S Family – Financially, Physically and Emotionally – Years Down the Road. the Best Way to Protect Families from the Potential Devastation of Long-Term Care is not to Sell A Product, but Rather, Offer Advice That Leads to A Plan to Mitigate Those Consequences.